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Sunday, July 5, 2009

California Auto Insurance

Are you looking for online auto insurance quotes for the state of California? If so, our site located at Online Auto Insurance is the place to go. The best part about it is that if you are a resident of the state of California, you can buy your auto insurance policy online instantly, which will provide you with an instant proof of insurance certificate. Our site will simplify the process of comparing and buying auto insurance by offering you a number of quotes from high-quality car insurance companies.

Are you interested in auto insurance from such top companies as Progressive, or GMAC, Western United or AAA? All of these companies and more are listed with us and we can hook you up with any of them, all with the simple click of your mouse. What else is in your favor is there are many more auto insurance companies to choose from who are competing for your business. Basically, we do all the hard work and shopping for you, and then we offer you the best choices based on your needs. We have these top auto insurance companies and many more ready to battle for your auto insurance business. Find out how easy it can be to get the best California auto insurance coverage available right now!

Our Site Offers a Number of Benefits

Not all online auto insurance companies are created equal. Ours is one of the best in the business for a number of reasons. First, we provide great customer service as we aim to please and provide companies who will give you what you want; great coverage for a great price. Not only do we have an easy-to-navigate and informative Web site, we also have brick-and-mortar locations and operators to serve you better. Second, we offer other benefits that you can utilize when shopping for auto insurance. We want to be your one stop shopping for all things auto insurance online.

Some of the benefits of going through us include:

  • 100% Totally Free Quotes from top insurance carriers
  • Absolutely no obligation to buy anything, ever
  • Multiple rate quotes delivered to you instantly
  • No personal information is required to get quality quotes
  • Proof of insurance given to you instantly

Simply enter your ZIP code and you will get started finding the best California auto insurance in a matter of minutes! We don’t require any fees from you to do all of this work. We don’t even require you to purchase anything from us. We are more than happy to provide you with quote after quote so you know the best rate for your situation and desired coverage. How is that for convenience and no hassle?

Our great service doesn’t end there. We also offer an information center that gives you access to a number of informative articles that talk about all aspects of finding and purchasing auto insurance. It is designed to answer your questions and give you information you need to understand the ins and outs of auto insurance. We want you to understand the auto insurance maze, and know how to navigate it effectively so you get the best coverage and the best rates.

Are You Looking for the Cheapest Rates?

One of our main goals is to help California residents find the cheapest auto insurance rates available. We give you the tools to compare a number of factors side-by-side and then make an informed purchase quickly, all online! There are many auto insurance companies that offer really cheap rates, and we will help you find them. You don’t have to do your searching alone. Doing that involves taking your valued time going to a number of different sites and researching what companies cover your state and zip code. Once you’ve gathered those company names, then you’re spending more time trying to compare one company to another, listing the different coverage they provide and at what cost. Our site is top-notch because we do all of these things for you, and give you the best quotes based on your individual needs, without you spending gobs of your time.

Cheap rates are not as difficult to find as you might think. We pride ourselves on offering auto insurance coverage with a range of rates so you can find the one that fits your budget. And don’t think cheap rates mean poor coverage, either. There are many companies that will offer you excellent coverage with lower premiums than you might think. Our goal is to get you that auto insurance coverage without breaking your budget or pricing you beyond what you can afford for the coverage you require.

California Auto Insurance Requirements

Each state has its own requirements for auto insurance. This is the amount of auto insurance you are required to have by law. Currently, the law in California requires the following minimum amount of auto insurance:

  • $15,000 Liability Bodily Injury (per person coverage)
  • $30,000 Liability Bodily Injury (per accident coverage)
  • $5,000 Property Damage Coverage (towards property such as other autos, or other kinds of property)

Liability coverage works on a per accident basis, meaning you have the above amounts of coverage for any accident you are involved in. The type of liability coverage above is often referred to as 15/30/5. This is a common type of liability coverage and most states have very similar requirements regarding liability needs.

However, while the above liability coverage is the minimum required by law, you should consider having more coverage that just the minimum amount. This is the best way to protect your assets in case of an accident that exceeds the minimum limits. We can help you decide on additional coverage such as comprehensive, collision, personal injury protection, uninsured or underinsured motorist liability, and more. If you don’t currently health insurance, we can help you find a coverage for your policy that will pay the medical bills if you or your family are injured in an accident.

It is always a good idea to get auto insurance quotes on more than just the mandatory amount of coverage due to a higher cost of living.

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